Yesha Patel

Mortgage Broker in Ontario

Welcome to Envision Mortgages! Whether you’re buying your home or refinancing, we’re here to guide you to the best mortgage options. Let’s start envisioning your homeownership journey together!

Book Your Free Consultation Today!

Ready to take the next step? Get your appointment with us today and find the best mortgage deals for your needs!

Lender Partners :
Yesha Image
Mortgage Agent Level 2
Affinity Mortgage Solutions LIC #13093

Who We Are

Select the right mortgage for your home

Embark on your mortgage journey with confidence! Meet Yesha Patel, your trusted mortgage broker in Mississauga who’s here to simplify the overwhelming process for you.

With years of experience and a deep understanding of the mortgage landscape, Yesha has helped countless individuals secure their dream homes with tailored financing solutions. She’s dedicated to finding favorable terms that perfectly align with your financial goals, offering support every step of the way.

Let’s turn your dream home into a reality together!

Low Rates and Cost-Effective Payments

Home Purchase

Secure the best mortgage rates with our personalized services to find your perfect mortgage plan.

Refinance

Need to refinance your existing mortgage? Find out better rates and terms with us.

Mortgage Options

Explore hassle free mortgage options like Pre-Approval, Renewal, Equity Takeout and Debt Consolidation.

Steering You Toward the Perfect Home Mortgage Solution

We value each client’s uniqueness, offering adaptable services for a smooth mortgage experience.

Our Services

Your Needs, Our Promise

Navigating the complexities of mortgages requires expert guidance – and we are here to help you!

What We Offer

Navigating mortgage has never been this easy

Experience fast mortgage approval, with access to a diverse network of lenders. Benefit from personalized solutions tailored just for you, backed by our unwavering commitment to round-the-clock customer service.

Mortgage Pre-approval

Secure a hassle-free pre-approval for your mortgage, gaining clarity on your purchasing power. Move forward confidently in acquiring your new home, assured that all financial obligations are met and supported. Let us streamline the process for you, ensuring swift turnaround times.

First Time Home Buyer Mortgage

If you’re buying your first home, you can take advantage of several special incentives. The Canadian government offers benefits like tax credits, rebates, grants, and programs to help make your home purchase more affordable. 

Mortgage Refinance

Optimize your finances by reducing your monthly payments or tapping into your home equity through our comprehensive refinancing solutions. Get the expert guidance to have a better grasp of the process of refinancing and yield maximum benefits.

Debt Consolidation

Streamline your finances by consolidating high-interest debts into a single, manageable mortgage payment. Work with us to achieve greater financial stability and peace of mind. With an expert stitched plan, save hundreds each month.

Bad Credit or Low-Income Mortgage

Nobody wants to remain overwhelmed with financial challenges. With our specialized mortgage solutions tailored for individuals with bad credit or low income, there are smooth mortgage options that fit your terms and situation. Get back on a financial track with homeownership goals.

Do you want to get to custom-made mortgage options designed specifically for self-employed individuals? Reach out to us and we can navigate through traditional loan approval hurdles with ease and get you a secured financing option. 

Private Mortgage

It is often seen that after being turned down for a mortgage or home refinancing by a regular bank or financial institution, borrowers tend to turn to private lenders for private mortgages as a backup source of funding.

Mortgage Renewal

Did you know that you can make your financial position better by renewing your mortgage with improved terms and rates? Empower your financial future with our customized approach and gain a clear understanding of the mortgage renewal process. 

Why Choose Yesha

We are committed to make your future secured

We design mortgage plans that can accommodate your specific financial preferences and aspirations.

Fast Mortgage Approval

Swift and efficient processing to get you approved in no time.

Wide Range of Lenders

Access to 50+ lenders ensures you get the best possible rate.

Personalized Solutions

Custom mortgage plans designed to meet your unique needs.

Listing Property

Empowering Your Homeownership Journey

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House

$110,000-$199,000
Balaraja Garden City

Tangerang, Indonesia

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Apartment

$50,000-$99,000
Ophelia Apartment

Surabaya, Indonesia

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Office & Apartment

$80,000-$150,000
Twin Tower Office & Apartment

Semarang, Indonesia

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House

$140,000-$220,000
Serpong Smart Town

Tangerang, Indonesia

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Buying A Home? We'll Take Care Of Everything!

Helping you to secure the best mortgages rates and terms, complete a secure mortgage application and address each of your questions and concerns.

Personalized Guidance

Receive support throughout your mortgage journey with us. We offer expert advice every step of the way.

Mortgage Solutions

Choose from the customized mortgage options designed to fit your specific financial needs so that finance is not a burden for you. Get mortgage solutions with the best possible terms.

Appointment

Connect with Mortgage Specialist

Contact us today to schedule a consultation with Yesha and explore your mortgage options. We are committed to making your homeownership dreams a reality.

Rest assured, we’re here to assist you through every stage of the mortgage application process.

We’re dedicated to providing you with fast, efficient, and transparent service, always prioritizing your needs.

Get competitive rates when you reach us for your mortgage solutions.

Make an Appointment

Ready to take the next step? Get your appointment with us today and find the best mortgage deals for your needs!

Testimonials

What Our Clients Say About Us

Curious what our customers have to say about their experiences? See how we helped them to live the life of their dreams and secured the best mortgage solutions.

Madhav S
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Working with Yesha was fantastic! She really knew the stuff and made the whole mortgage process a breeze. I got an amazing rate and she explained everything in a way that was easy to understand. I felt confident and supported the entire time.
Todd.
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Yesha and Jas provided exceptional service during my mortgage refinancing. They took the time to understand my financial situation and offered tailored advice that saved me a significant amount of money. Their patience and attention to detail were truly commendable. I am grateful for their help and highly recommend their services.
Michael
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As a self-employed individual, I faced various challenges in securing a mortgage. Yesha and her team understood my needs and went above and beyond to find a lender who offered favourable terms. Their dedication and persistence ensured that I got the best deal possible. Their personalised service made all the difference. Thank you!
Kratima
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Being a first-time homebuyer, I was nervous about the mortgage process, but Yesha and her team made it easy. They patiently explained each step, from pre-approval to closing, and were always available to answer my questions. Their professionalism and warmth made me feel valued and reassured. Thanks to them!
Jorge M
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I had a tight deadline to get a mortgage for my first home, and Yesha made it happen! She worked so hard to move things along quickly and kept me in the loop the whole time. Her dedication and quick action were amazing. I couldn't have asked for a better person to help me through this. Highly recommended!
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Latest Posts

Can You Qualify For A Mortgage With Existing Debt In Canada?

Can You Qualify for a Mortgage with Existing Debt in Canada?

It is a dream for many to own a home of their own. However, given that consumer debt in Canada is at an all-time high, many people would be concerned that it is unachievable. But, when you reach out to the experts, they will give you a positive response that depending on your circumstances, yes it is possible to get a mortgage even when in debt.

Read More »
Can Inflation Have Any Impact On Mortgages?

Can Inflation Have Any Impact on Mortgages?

Every decision we take – which can be as simple as an everyday supermarket purchase or a home ownership, inflation affects everything. If you are thinking about buying a home in Canada, or you already own one, you should know how inflation can impact mortgage rates and payments. Trust Yesha Patel, one of the most reputed mortgage agent in mississauga , who can help in understanding how to take decisions regarding inflation.

Read More »

F. A. Q's

Frequently Asked Questions

Find answers to your frequently asked questions about residential mortgages in Canada.

This depends on various factors such as income, expenses, and credit score, based on which the eligibility is taken into account.

Mortgage refinancing involves replacing your current home loan with a new one, typically to secure better terms such as a lower interest rate or shorter loan duration. It can also involve accessing the equity in your home for other financial needs.

A high-ratio mortgage is a type of mortgage where the down payment is less than 20% of the property’s purchase price. This type of mortgage typically requires mortgage default insurance to protect the lender in case of borrower default.

Getting pre-approved for a mortgage involves providing your financial details for assessment by lenders, who then determine the maximum mortgage you qualify for. This process streamlines your homebuying experience, giving you a clear understanding of your purchasing power and enhancing your credibility with sellers.

With a reverse mortgage, seniors can turn their home equity into cash and receive loan payments, which are typically returned when the person sells their house or passes away.

Looking for mortgage solutions?

Secure your mortgage with our us

We’re committed to helping you achieve your financial goals with confidence. As the top mortgage agent in the region, my focus is on making the mortgage process as smooth as possible, providing personalized solutions tailored to your needs.

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